Title Examiner I

Summary: Searches public and private records and indices to compile list of legal instruments pertaining to property titles such as mortgages, deeds, and assessments, for insurance, real estate, or tax purposes by performing the following duties.

Responsibilities: Other duties may be assigned.

Examines leases, contracts, and purchase agreements to assure conformity to specified requirements.

Examines copies of records such as mortgages, liens, judgments, easements, vital statistics, and plat and map books to determine ownership and legal restrictions and to verify legal description of property.

Copies or summarizes (abstracts) recorded documents such as mortgages, trust deeds, and contracts affecting condition of title to property.

Analyzes restrictions and prepares report outlining restrictions and actions required to clear title.

Prepares and issues title insurance policy that guarantees legality of title.

Examines abstract to assure complete title coverage of land described, completeness of land description, and to detect lapses of time in abstract coverage of landowner's title.

Anticipates possible problems affecting title, makes judgments, seeking technical guidance from more senior technical and underwriting staff when beyond own moderate technical expertise.

Reviews title opinion to determine nature of testimonial documents needed to meet legal objections and to assure accuracy in terms of trade.

Confers with personnel of abstract company, landowners, and Lease Buyers to explain reasons for and to obtain testimonial documents needed to clear title.

Prepares or requests deeds, affidavits, and other documents and transmits them to appropriate persons for execution to meet title requirements.

Verifies computations of fees, rentals, brokerage commissions and other expenses and prepares records to initiate requests for payment.

Prepares closing statement.

Retrieves and examines closing files to determine accuracy of information and to ensure that information included is recorded and executed according to regulations governing real estate industry.QualificationsQualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The First American Corporation is an Equal Employment Opportunity/Affirmative Action employer. Qualified applicants are considered for employment and employees are treated during employment without regard to race, color, religion, gender, sexual orientation, national origin, age, physical or mental disability, medical condition, religion, marital status or veteran status, or any other characteristic protected by state or federal law.